Small Business Checking

• $100.00 minimum opening deposit
• Must be a sole proprietor for small business checking
• Monthly statement with check images
• Unlimited check writing
• No account analysis
• $5.00 monthly service charge if balance falls below $100.00 anytime during the statement cycle
• Overdraft protection available

Business Checking

• $500.00 minimum opening deposit
• Monthly statement with check images
• No account analysis
• No fee for deposited items
• $10.00 monthly fee plus $.10 per check if balance falls below $500.00 anytime during statement cycle
• Overdraft protection available

Business NOW Account

• Interest bearing checking account
• Low opening balance
• No monthly service charge if minimum balance is maintained
• Interest compounds and is credited to the account monthly
• Unlimited check writing
• Overdraft protection is available
• Available to individuals and sole proprietors only

Statement Savings

• Low daily minimum balance of $100 to avoid service charge
• $5.00 monthly service charge if balance falls below $100.00 anytime during the month
• Interest compounded and credited quarterly
• Limited to 6 preauthorized withdrawals per month
• No minimum balance required for seniors over the age of 62
• No minimum balance required for children under the age of 18
• ATM access available with DDA account and Debit card

Money Market Savings

• Tiered interest rates
• Interest compounded and credited monthly
• Unlimited withdrawals in person
• $1000.00 required to open account
• Debit transactions limited to six per statement cycle, three of which may be third party check and three transfers
• No monthly service charge as long as account maintains minimum daily balance of $2500.00 during statement cycle
• $12.00 service charge if balance falls below $2500.00

Certificates of Deposit

If you are looking to earn the most interest with the least risk, a Certificate of Deposit may be the best investment for you.

• Maturities on CD’s range from 30 days to 5 years
• Fixed or Variable rates are available
• Certificates are automatically renewable
• Withdrawals before maturity may be subject to an early withdrawal penalty

For a complete listing of our CD terms and rates click here. If you prefer you may stop by any of our offices or call our customer service representative at (570) 544-4787.

Business Loan Products

Flexible rates and terms are available to meet all of your financing needs

• Equipment Financing
• Accounts Receivable & Inventory Financing
• Secured and Unsecured Lines of Credit
• Commercial Real Estate
• Commercial Construction
• Other Secured Financing