Personal Checking

• $200 minimum balance account relationship
• Account relationship includes checking and savings accounts 
• No monthly service charge if account relationship is maintained or direct deposit in checking account
• Monthly statements with check images
• Unlimited transactions
• Free 24 x 7 Online Banking and Telephone Banking
• ATM/Debit card available
• Overdraft protection available with savings account or demand deposit line of credit 
• Direct deposit available

Personal NOW Account

• Interest-bearing checking account
• Low opening balance
• No monthly service charge if minimum balance is maintained
• Interest compounds and is credited to the account monthly
• Unlimited check writing
• Overdraft protection is available with savings account or demand deposit line of credit
• Available to individuals and sole proprietors