Statement Savings

• Low daily minimum balance of $100 to avoid service charge
• $5.00 monthly service charge if balance falls below $100.00 anytime during the month
• Interest compounded and credited quarterly
• Limited to 6 preauthorized withdrawals per month
• No minimum balance required for seniors age 62 and over 
• No minimum balance required for children under the age of 18
• ATM access available with DDA account and Debit card

Money Market Savings

• Tiered interest rates
• Interest compounded and credited monthly
• Unlimited withdrawals in person
• $1000.00 required to open account
• Debit transactions limited to six per statement cycle, three of which may be third party check and three transfers
• No monthly service charge as long as account maintains minimum daily balance of $2500.00 during statement cycle
• $12.00 service charge if balance falls below $2500.00

Christmas/Vacation Clubs

• Coupon books are available
• Payment can be automatically deducted from your checking account
• Interest is compounded and paid annually
• Clubs closed prior to checks issued will loose interest and be subject to a service charge