Certificates of Deposit (CD's)

If you are looking to earn the most interest with the least risk, a Certificate of Deposit may be the best investment for you. We offer a variety of options and competitive rates to fit your needs.

• Investments available for as low as $500.00
• Terms available from 30 days to 60 months
• Certificates can be automatically renewable or single maturity
• Fixed or Variable rate CD's available
• Withdrawals before maturity may be subject to an early withdrawal penalty

For a complete listing of our CD terms and rates click below. If you prefer you may stop by any of our offices or call our customer service representative at (570) 544-4787.

Individual Retirement Accounts (IRAs)

Saving for the future, we can help. We can handle all types of IRA accounts including:

• Traditional IRA
• Roth IRA
• Education IRA
• SEP IRA

A Traditional IRA & Roth IRA features our IRA Certificate of Deposit with your choice of terms between 1 year and 5 years and a minimum deposit of $500.00. For your convenience we also offer IRA Statement Savings Accounts which require $100.00 minimum balance to open and can be funded with the amount of your choice during the tax year.

SEP (simplified employee pension plan) IRA accounts feature IRA Certificates of Deposit with terms between 1 year and 5 years and a minimum balance to open of $500.00

An Educational IRA can be opened with a $100.00 minimum balance in our IRA Statement Savings Accounts and have additional deposits added anytime.

Our Trust Department also offers a wide variety of IRA investments to meet all your retirement needs and goals. For more information on IRA trusts please contact our main office at 570-544-4787.

We also welcome transfers and rollovers of your present retirement accounts and qualified plans. All IRA retirement investments are subject to IRS rules and regulations.

For more information or questions regarding any of our IRA services, please contact Karen at 570-544-4789.