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Does your bank have you confused with what type of checking or savings account you need? Here at The Minersville Safe Deposit Bank we have simple straightforward checking and savings accounts, which fit everyone's needs.

Personal Checking
Small Business Checking
Business Checking
Statement Savings
Christmas & Vacation Clubs

Personal Checking

  • No monthly fee
  • No minimum balance
  • No per check charge
  • Unlimited check writing
  • Direct deposit available
  • Overdraft protection available*
  • ATM/Debit card available
  • 24 hour access to account with FREE Telephone banking
  • 24 hour access to account with FREE Online banking
  • Pay your bills online with bill payment

*service fee may apply

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Small Business Checking

To qualify for a small business checking you must be a sole proprietor.
  • No account analysis charge
  • No fee for deposited items
  • No monthly service charge with a low daily minimum balance of $100.00
  • $5.00 monthly service charge if balance falls below $100.00 anytime during statement cycle
  • Overdraft protection available*
  • 24 hour access to account with FREE Telephone banking
  • 24 hour access to account with FREE Online banking
  • Pay your bills online with bill payment

 *service fee may apply

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Business Checking

  • No account analysis charge
  • No fee for deposited items
  • No monthly service charge with a low daily minimum balance of $500.00
  • $10.00 monthly fee plus $.10 per check if balance falls below $500.00 anytime during statement cycle
  • Overdraft protection available*
  • 24 hour access to account with FREE Telephone banking
  • 24 hour access to account with FREE Online banking
  • Pay your bills online with bill payment

 *service fee may apply

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Statement Savings

  • Interest compounded and credited quarterly
  • No monthly service charge with a low daily minimum balance of $100.00
  • $5.00 monthly service charge if balance falls below $100.00 anytime during the month
  • Direct deposit available
  • Limited to 6 preauthorized withdrawals per month
  • No minimum balance required for seniors over the age of 62
  • No minimum balance required for children under the age of 18
  • ATM access available with a DDA account

CURRENT RATES

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Christmas & Vacation Clubs

  • Payments can be automatically deducted from your checking account
  • Coupon books are available
  • Interest is compounded and paid annually
  • Interest rate and annual percentage yield will not change for the term of the deposit
  • Clubs closed prior to checks issued will lose interest and be subject to a $10.00 service charge

CURRENT RATES



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