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Certificate of Deposit

Term   Interest Rate (%)   *APY (%)  
1 Month 1.05 1.05
3 Months 1.689 1.70
6 Months 1.835 1.85
12 Months 2.13 2.15
24 Months 2.48 2.50
36 Months 2.72 2.75
48 Months 2.97 3.00
60 Months 2.97 3.00

Certificate rates are effective as of:

*APY denotes Annual Percentage Yield. Interest compounded quarterly. Checks sent to customer for interest quarterly only with a CD of $25,000.00 or more. Otherwise we will deposit the interest into a checking or statement savings account. Minimum deposit $500.00. All CD's are automatically renewable. A penalty may be accessed for early withdrawal.


Savings Accounts

Savings Rate   Interest Rate (%)   *APY (%)  
Statement Savings ** 0.40 0.40
Christmas Club Book 0.25 0.25
Christmas Club Automatic 0.25 0.25
Vacation Club 0.25 0.25

Information current as of:

*APY denotes Annual Percentage Yield. Monthly minimum balance and fees are not included with the stated APY. **On statement savings $100.00 minimum balance must be maintained to earn APY. Rates are subject to change. Verify rates listed here by contacting any of our offices.


Fees

Fee Description   Fee Amount  
Services
Cashier's Check $10.00
Certified Check $10.00
Collection Item $15.00
Money Orders $2.00
Signature Guaranteed $25.00
Other Account Fees
Account Research/Reconcilement $25.00 per hour
Account closed within 90 day of opening $15.00
Account closed within 6 months on opening $10.00
Club Account closed prior to maturity $10.00
Deposited Item Return $15.00
Non-Sufficient Funds check $32.00 per item
Savings Overdraft Protection $5.00 per transfer
Special Statement $5.00
Check Copy $2.00
Stop Payment $32.00
Tax Levy $150.00
Writ of Execution/Garnishment $175.00
Wire Transfers
Incoming $10.00
Outgoing $25.00
Foreign $50.00
ATM Services
Replacement Card $5.00
Foreign ATM transaction $.50

Information current as of:




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